Are you a savvy Vermont landowner looking for tips to maximize your property's potential? From clearing the land and constructing roads to finding the right development team, developing land in Vermont can seem daunting. But with proper guidance and attention to detail, it doesn't have to be! This ...
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As the name suggests, flood insurance is a type of insurance policy that will pay out if your home is damaged by flood waters.
If you are taking out a mortgage to buy a home in a federally designated flood zone, you are required to buy a flood insurance ...
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October 17, 2023, 4:10 pm By Bill Conroy
The single-family rental (SFR) sector and its close cousin, the fix-and-flip market, are now essentially treading water in an environment of high interest rates, approaching 8%; high home prices; and a dearth of home-purchase inventory.
Still, even in this ...
October 16, 2023, 5:36 pm By Connie Kim
Generative artificial intelligence (AI) has tremendous potential to cut costs and improve customer experience, but regulation has not caught up to develop a governance program, industry pros said of AI’s implementation in mortgage lending.
Bias, discrimination, privacy and security concerns ...
October 24, 2023, 8:00 am By Mike Simonsen
Everyone knows that potential homebuyers are waiting for better affordability. But if demand for homes at current prices is down then why haven’t home prices fallen to meet the lower demand?
The short answer is that while homebuyer demand is ...
October 4, 2023, 3:17 pm By Connie Kim
In an environment where 30-year fixed mortgage rates are racing towards 8%, loan officer pipelines are thinning dramatically.
Originators who primarily served move-up buyers with high credit scores and strong down payments are struggling to find clients. But LOs ...
October 9, 2023, 10:33 am By Connie Kim
Elevated mortgage rates continue to dampen already-pessimistic consumer housing sentiment and create affordability woes for both homebuyers and sellers.
That feeling is underscored in Fannie Mae’s latest Home Price Sentiment Index (HPSI), which decreased by 2.4 points in ...
Parents, read this carefully. According to a survey of 4,500 couples by Allianz, 39% of respondents stated that saving for their kids' education was their primary motivation for a long-term financial plan. Among single parents, 45% shared that outlook. And in a ...
July 2023 - The housing industry landscape has evolved into a seemingly paradoxical state, with high mortgage rates and elevated home prices coexisting alongside a reduction in mortgage originations. This intriguing scenario leaves many questioning: why aren't home prices falling in such an environment?
Industry experts point to two ...
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The centerpiece of your backyard? Your pergola, which supports lights, shades your guests from the sun and adds visual appeal to your seating area. And now that outdoor heaters are easy to obtain and use, your backyard can be a great spot to entertain all year-round.
Do you long ...
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