Vermont

Jan. 23, 2024

Vermont Home Seller Frequently Asked Questions

by New England Landmark Realty LTD

 

What is the process for scheduling a consultation with an agent? 

To schedule a consultation with an agent, contact New England Landmark Realty by clicking on the envelope icon at the top right of this page, or phone (802) 253-4711 or email (homesale ...

View More
Dec. 7, 2023

Efficient Land Development in Vermont: A Comprehensive Guide for Savvy Property Owners

Are you a savvy Vermont landowner looking for tips to maximize your property's potential? From clearing the land and constructing roads to finding the right development team, developing land in Vermont can seem daunting. But with proper guidance and attention to detail, it doesn't have to be! This ...

View More
Nov. 30, 2023

How Flood Insurance May or May Not Help Homeowners

 

As the name suggests, flood insurance is a type of insurance policy that will pay out if your home is damaged by flood waters.

If you are taking out a mortgage to buy a home in a federally designated flood zone, you are required to buy a flood insurance ...

View More
Nov. 10, 2023

SFR, fix-and-flip sectors are in a ‘bit of a malaise’

 

 

October 17, 2023, 4:10 pm By 

The single-family rental (SFR) sector and its close cousin, the fix-and-flip market, are now essentially treading water in an environment of high interest rates, approaching 8%; high home prices; and a dearth of home-purchase inventory.

Still, even in this ...

View More
Nov. 7, 2023

Regulation hasn’t caught up to generative AI

 

October 16, 2023, 5:36 pm By 

Generative artificial intelligence (AI) has tremendous potential to cut costs and improve customer experience, but regulation has not caught up to develop a governance program, industry pros said of AI’s implementation in mortgage lending.

Bias, discrimination, privacy and security concerns ...

View More
Nov. 7, 2023

Video: If homebuyer demand is so weak, why aren’t home prices falling?

  

October 24, 2023, 8:00 am By 

Everyone knows that potential homebuyers are waiting for better affordability. But if demand for homes at current prices is down then why haven’t home prices fallen to meet the lower demand?

The short answer is that while homebuyer demand is ...

View More
Oct. 27, 2023

As mortgage rates near 8%, loan originators target first-time homebuyers

 

October 4, 2023, 3:17 pm By 

In an environment where 30-year fixed mortgage rates are racing towards 8%, loan officer pipelines are thinning dramatically. 

Originators who primarily served move-up buyers with high credit scores and strong down payments are struggling to find clients. But LOs ...

View More
Oct. 16, 2023

Consumers point to mortgage rates, not home prices, as key barrier to affordability

 

October 9, 2023, 10:33 am By 

Elevated mortgage rates continue to dampen already-pessimistic consumer housing sentiment and create affordability woes for both homebuyers and sellers.

That feeling is underscored in Fannie Mae’s latest Home Price Sentiment Index (HPSI), which decreased by 2.4 points in ...

View More
Sept. 13, 2023

Using Retirement Funds for Your Kids' Education

View More
July 28, 2023

July Housing Minute

July 2023 - The housing industry landscape has evolved into a seemingly paradoxical state, with high mortgage rates and elevated home prices coexisting alongside a reduction in mortgage originations. This intriguing scenario leaves many questioning: why aren't home prices falling in such an environment?

 

Industry experts point to two ...

View More