— two very different markets share one town name.

For buyers and sellers watching the I-89 corridor: Waterbury is two markets. In 2026 through September 27, Waterbury village (05676) had 21 single-family sales at a median of $475,000, and homes took a median 39 days to sell. Waterbury Center (05677) had 16 sales at a median of $804,250, and homes sold in a median 5.5 days.

If You Only Remember 3 Things

  • Waterbury village (05676): $475,000 median on 21 sales, a median 39 days on market.
  • Waterbury Center (05677): $804,250 median on 16 sales, a median 5.5 days on market.
  • Village buyers have room to negotiate: only 3 of 21 village homes sold at or above their original list price.

Waterbury sits on I-89 between Montpelier and Burlington, with Stowe up the road. It is also our home office. The town splits into two ZIP codes that behave like two different markets, so the numbers below keep them apart.

What is the median home price in Waterbury?

From our own PrimeMLS searches of single-family sales from January 1 to September 27, 2026, by ZIP (Duxbury and Moretown addresses excluded from 05676):

  • Waterbury village (05676): 21 sales, median $475,000, ranging from $255,000 to $1,175,000
  • Waterbury Center (05677): 16 sales, median $804,250, ranging from $470,000 to $2,250,000, with 7 at $1 million or more

Is Waterbury a buyer's market or a seller's market?

It depends which Waterbury. In the village, homes took a median 39 days to sell, sold at an average 92.5% of their original list price, and only 3 of 21 sold at or above list. That gives buyers real room to negotiate. In Waterbury Center, 12 of 16 homes sold within a week, at an average 99.4% of original list, and half sold at or above list. That is a seller's market.

How fast are homes selling in Waterbury?

Waterbury Center: a median 5.5 days. Waterbury village: a median 39 days. If you are buying in Waterbury Center, be pre-approved and ready to act. If you are selling in the village, price to the recent sales from day one.

What makes Waterbury different from Stowe, Montpelier, or Morristown?

2026 single-family medians from the same MLS analysis for each town:

What should Waterbury buyers check about flooding?

Parts of Waterbury along the Winooski River flooded in Tropical Storm Irene in 2011 and again in July 2023. For any home near the river, ask for the FEMA flood zone determination, price flood insurance before you make an offer, and read the seller's flood disclosure. Vermont law requires sellers to disclose flood-related information to buyers.

Should I bother with a valuation or just check Zillow?

If you are a buyer, an online estimate is a starting point. Index values such as Zillow's estimate what all homes in town are worth, including the ones that didn't sell, so they often differ from actual sale prices. If you are a seller, or a buyer preparing to write an offer, the Waterbury valuation tool is the second step. The third is walking through the recent comparable sales with Tony: the renovation, the lot, the street, the things an automated estimate cannot see.

Questions buyers and sellers ask us about Waterbury

Will Waterbury home prices drop?

We don't publish price forecasts. In 2026 sales, the two parts of town behaved differently: Waterbury Center homes sold in a median 5.5 days, while village homes took a median 39 days and usually sold below their original list price.

Is Waterbury still affordable for first-time buyers?

The village is the entry point. At the $475,000 village median with 20% down and the 7.28% average 30-year rate Freddie Mac reported on October 1, 2026, principal and interest is about $2,600 a month, before taxes and insurance.

How does Waterbury compare to Waterbury Center?

Waterbury Center's 2026 single-family median was $804,250 on 16 sales, compared with $475,000 on 21 sales in the village. Center homes sold much faster, in a median 5.5 days versus 39.

Should I sell now or wait until spring?

In Waterbury Center, well-priced homes sold within a week this year. In the village, homes took longer and usually sold below list, so pricing to the recent sales from day one matters most.

Do Waterbury homes flood?

Parts of Waterbury along the Winooski River flooded in 2011 and 2023. Check the flood zone, flood insurance cost and the seller's flood disclosure for any home near the river.

Where to Go Next

Sources: New England Landmark Realty analysis of PrimeMLS single-family sales, Jan 1 to Sept 27, 2026, by ZIP for Waterbury village (05676, 21 sales) and Waterbury Center (05677, 16 sales), and for Stowe, Morristown and Montpelier; medians calculated from individual sales. Flood history: Vermont Public, July 2023; disclosure: Flood Ready Vermont. Mortgage rate: Freddie Mac, Oct 1, 2026. Payment calculated with 20% down, 30-year fixed, principal and interest only.

New England Landmark Realty · 26 N Main Street Suite 2, Waterbury, VT 05676 · Office (802) 253-4711 · Toll-Free (866) 324-2427 · Tony's cell (802) 233-4107 · www.nelandmark.com

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