Quick Answer

Waterbury and Duxbury are three markets, not one. In 2026, single-family homes in Waterbury village (05676) sold at a median of $475,000 in 39 days, homes in Waterbury Center (05677) sold at a median of $804,250 in 5.5 days, and homes in Duxbury sold at a median of $465,000 in 8 days. Buyers on a budget should look at Duxbury and the village; sellers in Waterbury Center and Duxbury hold the stronger hand.

Key Takeaways

Two-Sentence Summary

Waterbury Center sells fast and near full price at nearly double the village median, while Duxbury offers village-level prices with Waterbury Center speed. The village is the only one of the three where buyers have room to negotiate: homes there sold at an average of 92.5% of list.

If You Only Remember 3 Things

  1. Duxbury is the value play. Its median of $465,000 is $10,000 below the village, and the median lot is 1.7 acres.
  2. Waterbury Center rewards well-priced listings. Half of its 16 sales closed at or above list, and the median home sold in 5.5 days.
  3. In the village, check the flood map before you fall in love. Parts of Waterbury flooded in 2011 and again in July 2023, and Vermont sellers must now disclose flood history and flood insurance.

Quick Facts

  • Waterbury village (05676) median: $475,000 on 21 sales (Jan 1 to Sept 27, 2026)
  • Waterbury Center (05677) median: $804,250 on 16 sales (same period)
  • Duxbury median: $465,000 on 11 sales (same period)
  • Median days on market: village 39, Waterbury Center 5.5, Duxbury 8
  • All of Waterbury, last 6 months: 35 single-family sales at a $573,800 median; 6 condo sales at a $421,250 median
  • 30-year fixed rate: 7.28% (Freddie Mac, Oct 1, 2026)
  • Transfer tax: 0.5% on the first $200,000 and 1.47% above for a primary home; 3.62% for a second home

Waterbury and Duxbury Home Prices in 2026

These figures come from our own PrimeMLS searches of single-family homes sold January 1 to September 27, 2026, with each median calculated from the individual sales. Small towns produce small samples, so read Duxbury's 11 sales as a strong signal, not a precise price.

Market Homes sold Median price Price range Median days on market Sale price vs list
Waterbury village (05676) 21 $475,000 $255,000 to $1,175,000 39 92.5% average; 3 of 21 at or above list
Waterbury Center (05677) 16 $804,250 $470,000 to $2,250,000 5.5 99.4% average; 8 of 16 at or above list
Duxbury 11 $465,000 $277,500 to $725,000 8 100% median; 6 of 11 at or above list

The old version of this guide described one market from $524,000 to $1.49 million with an 86-day average sale. That market no longer exists. Today the village and Waterbury Center medians are $329,250 apart.

Waterbury Village: The Negotiable Market

The village is where buyers have leverage. Homes sold at an average of 92.5% of list, only 3 of 21 sold at or above list, and the median home took 39 days. That is a market where an overpriced listing sits and a buyer with a clean offer can ask for a better number.

Flood risk is part of the village picture. The Winooski River flooded parts of Waterbury in 2011 and again in July 2023. Vermont law now requires sellers to give buyers the FEMA flood map for the property, disclose whether it flooded or had flood damage while they owned it, and say whether they carry or are required to carry flood insurance. Read that disclosure before you write an offer, and price flood insurance into your monthly cost.

At the $475,000 median with 20% down and a 7.28% rate, principal and interest run about $2,600 a month before taxes and insurance.

Waterbury Center: The Fast Market

Waterbury Center is a seller's market. The median home sold in 5.5 days at an average of 99.4% of list, and 7 of its 16 sales were $1 million or more. Buyers here compete on terms, not discounts: be pre-approved, see the house in the first days, and know your number before you walk in.

The price reflects location. Waterbury Center sits on Route 100 between Waterbury village and Stowe, and it sells for well below Stowe's 2026 median of $1,285,000.

Duxbury: Village Prices, Center Speed

Duxbury offers the best value of the three. Its 11 sales had a median of $465,000, 8 of them sold under $500,000, and the top sale was $725,000. The median home sold in 8 days at 100% of list, so the low price does not mean a slow market.

The typical Duxbury sale was a 3-bedroom home of about 1,400 square feet, built around 1970, on 1.7 acres. Four of the 11 sales came with 5 acres or more. Most Duxbury homes use a Waterbury (05676) mailing address, some use Moretown (05660), and Duxbury students attend the Harwood Unified Union School District, including Crossett Brook Middle School in Duxbury and Harwood Union High School.

What Buyers Should Do Now

  • Pick the market before the house. The same budget buys a different life in each one: a walkable village home, a Waterbury Center home on land, or a Duxbury home with acreage at a village price.
  • Budget the transfer tax. On a primary home it is about $4,900 at Duxbury's median, $5,000 at the village median and $9,900 at the Waterbury Center median. A second home pays 3.62%: about $16,800, $17,200 and $29,100.
  • Move fast in Waterbury Center and Duxbury. Homes there sold in about a week. Get pre-approved first.
  • Negotiate in the village. Use the flood disclosure, inspection and days on market to support your offer.

What Sellers Should Do Now

  • Price to the first week. In Waterbury Center and Duxbury, correctly priced homes sold in days at or near full price. An overpriced listing loses that first wave of buyers.
  • In the village, price for the 39-day market. Buyers there are negotiating. A realistic list price avoids a series of price cuts.
  • Prepare your flood disclosure early. Gather the flood map, any flood history and your insurance details before you list, so the disclosure strengthens your sale instead of stalling it.

Frequently Asked Questions

What is the median home price in Waterbury, VT?

From January 1 to September 27, 2026, single-family homes sold at a median of $475,000 in Waterbury village (05676) and $804,250 in Waterbury Center (05677). Across all of Waterbury, 35 homes sold in the six months to September 25, 2026, at a median of $573,800.

What is the median home price in Duxbury, VT?

Duxbury's 11 single-family sales from January 1 to September 27, 2026, had a median of $465,000, with prices from $277,500 to $725,000.

How fast do homes sell in Waterbury and Duxbury?

The median home sold in 5.5 days in Waterbury Center, 8 days in Duxbury and 39 days in Waterbury village, based on 2026 sales through September 27.

Is Waterbury a buyer's market or a seller's market?

Waterbury Center and Duxbury are seller's markets, with homes selling in about a week at or near full price. Waterbury village gives buyers more room: homes sold at an average of 92.5% of list.

Do Waterbury sellers have to disclose flooding?

Yes. Vermont sellers must provide the FEMA flood map for the property, disclose any flooding or flood damage while they owned it, and say whether they carry or are required to carry flood insurance.

What to Do Next

Buying or selling in Waterbury or Duxbury? Call Tony Walton at 802-233-4107 (cell) or the New England Landmark Realty office at 802-253-4711. Our office is on North Main Street in Waterbury, and we will price a specific home against these sales before you list or make an offer.

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